STBL VS. Cash Advance 

 

Decidedly Different — And Tailored For Small Businesses
While traditional lenders may decline businesses for a less-than-perfect credit score, We believe that a
small business with a healthy cash flow should be supported.

A strong cash flow and good payment behavior demonstrate the performance of your business and can help
you to qualify for loans from $5,000 up to $100,000. By reviewing business performance in addition to credit
history, we extend loans to companies that we believe in, but may have been considered too risky by
traditional lenders.

 

STBL

CASH ADVANCES

A true business loan with a
fixed interest rate and term

Not considered a loan because
it does not comply with interest
rate regulations

For a $30,000 loan, Lender
charges $35,700 at a maximum
rate of 19 cents on the dollar
(depending on your credit)
over 6 months for a daily
payment of $277

For a $30,000 loan, cash
advances will charge you
$41,400 at a rate of 38 cents
on the dollar (or even higher)
over 6 months* for a daily
payment of approximately $321

No need to change credit card
processor or accepts credit
cards

Must change credit card
processor

Loan does not usually
interrupt your credit card
activity. They collect a fixed daily
payment from your business
bank account

Cash advances intercept your
credit card receivables at the
merchant processor and take
a fixed percentage of your
daily credit card volume

Successful repayment of an
Our loan will be reflected on
your credit history, which may
improve your chances of
qualifying for a traditional bank
loan

Successful repayment of a
cash advance does not
positively impact your credit
history