We are firm believers in Under Promise and Over Deliver!   If you don't succeed we don't succeed!!
 
All of us here at UBS know that when you come to us you expect to get answers to all of your questions.  We also know that most consumers don't have the time to pick up the phone, so we have layed out our approach here for you to review.

Our Approach:

1. We have an online application which allows us to pre-qualify you BEFORE you pay our processing fee
2. If you are pre-qualified and wish to continue we will send you our Application package to get started via email or fax your choice. 
3. You review the package and determine if you wish to hire us to handle your request- If so then you would simply sign and date and send the package back in for processing.
4. We will obtain your business report and your personal credit report and pre-underwrite your file within 2-3 business days.
5. We will advise you if you are qualified or NOT qualified for traditional financing- OR if you need to seek out an alternate method.
6. We advise you of the lenders who are currently working with businesses such as your own and tell you how to proceed in getting financing with them.  We will even assist you in the preperation of your applications.
7. We always advise if needed on how to satisy any lender conditions that arise from your submission to a chosen financial institution.
   
   

Things to Remember:
Lenders and Approvals: Every situation is different and not everyone will qualify.  That being said you should never assume that just because you have good credit that you will be approved.  The market and economy are tough right now, even for those with stellar credit.  We pride ourselves on keeping up to date with the turning market, internal lender matrix scoring systems and in general the lending market.  We work with only a small handful of lenders with proven funding ability. 

CONSUMER WARNING: There are many fly by nite companies out there, be aware that anyone who makes a guarentee is only lying to you.  No one can promise you anything when it comes to approvals, loan amounts or turn times.  If someone is making you promises and it seems to good to be true- The old saying stands " It probably is a scam".

MARKET RATES: The normal interest rates for No Doc loans and lines of credit is 7.5% to 18%, and for Lite Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive could be higher or lower depending on your personal and business credit situations.

Contact UBS Services now to find out about our unsecuredloanfinancing programs.  Unsecured Personal Loans and Unsecured Business Loans.  Let Us do the work for you.  UBS Services offers a variety of secured and unsecured personal loans and Lines of Credit as well as secured and unsecured business loans and lines of credit.  We can help you get the money you need to succeed!