Frequently Asked Questions

Who Are You and What do you do?
We are a B2B company.  We help you by giving you all of the tools and information you need to make your company succeed, therefore giving you the edge on your competitors. 

What kind of Financing can Ultimate Business Solutions help me with?
UBS Services Does NOT Offer Assistance with Raising Capital- This is only an E-Guide on How you can obtain working Capital for your business- You could pay someone to do this for you, but they are going to charge you an upfront application fee AND a % of every loan they get for you. Currently we know of companies that are charging as much as 20%- Why spend your hard earned money when we have the tools here for you to do it yourself and for so much less!-

What Does The UBS Services E-Book have that Other Companies Don’t Have?
The UBS Services E-Guide will help you avoid the mistakes almost everyone makes when searching for loans which is going to all the wrong banks or even applying for all the wrong products. Even if you have perfect credit with great FICO scores, you can still be your own worst enemy when it comes to getting financing! Knowing the banks and how to prepare your application is not easy, and it takes knowledge and skill as well as experience.  UBS Services Can Show you how to do all of this, If you follow our step by step guide you will get what you need for your business.

Are there any upfront fees?
Yes we charge a one-time Fee of $250.00 for our consulting services and our E-Guide on how you can obtain working capital.

How much can I apply for?
Most loans and lines of credit range from $5000.00 to $125,000. Depending on the status of your business and/or personal credit.   The minimum requirements are that you have a personal credit score over 650, your business established a minimum of 12 Months, no derogatory accounts in the last 2 years, no accounts currently past due in the last 2 years and no bankruptcies in the last 7 years.

What are the rates for these type of loans?
The interest rate varies with the normal range of interest rates for No Doc Loans and Lines of Credit are usually 7.5% to 18%. The interest rate you receive could be higher or lower, as you know the better your Credit History, the better the rate you can qualify for.

What are the repayment terms?
Most will be simple interest loans allowing you to pay only on what you owe, however many products will be installment loans.

How long does the process take?
The entire process from start to finish for the average applicant is 4-6 Weeks.

Contact UBS Services now to find out how you can get unsecured business loans and lines of credit.   Let Ultimate Business Solutions find the right Solutions for you and Your Business!!